Cost & Construction Glossary

Quotes and estimates are full of jargon. Here are plain-English definitions of the terms you'll run into most when budgeting a home project.

AFUE (Annual Fuel Utilization Efficiency)
A furnace efficiency rating — the percentage of fuel converted to heat. An 80% AFUE furnace wastes 20%; a 96% model wastes only 4%.
BTU (British Thermal Unit)
A unit of heat energy used to size heating and cooling equipment. Bigger spaces need more BTUs.
Change order
A written amendment to a construction contract that adds, removes, or alters work — and usually changes the price. Frequent change orders are how budgets balloon.
Cost vs. Value
The relationship between what a project costs and how much of that cost it returns at resale. Exterior projects tend to have the best cost-vs-value ratios.
Draw
A scheduled payment released to a contractor as project milestones are completed, rather than all upfront.
Egress window
A window large enough to climb out of in an emergency. Required by code for any basement room used as a bedroom.
Fixed-price vs. cost-plus
Two contract types: fixed-price quotes one total; cost-plus charges actual costs plus a contractor fee. Fixed-price shifts overrun risk to the contractor.
Flashing
Thin metal installed at roof joints, chimneys, and skylights to direct water away and prevent leaks. Failed flashing is a common leak source.
Gunite / shotcrete
Sprayed concrete used to build custom in-ground pools. Gunite pools are the most durable and customizable — and the most expensive.
HSPF2 (Heating Seasonal Performance Factor)
A heat pump heating-efficiency rating. Higher HSPF2 means lower heating bills.
Linear foot vs. square foot
Linear foot measures length only (used for fencing, gutters, trim); square foot measures area (used for flooring, roofing, siding).
Manual J
The industry-standard calculation for sizing HVAC equipment to a home’s actual heating and cooling load. Insist on it — oversizing is common and wasteful.
Net metering
A billing arrangement that credits solar owners for excess electricity sent back to the grid, improving solar’s payback.
Permit
Local government authorization to do regulated work. Permitted work is inspected for code compliance — important for safety and for selling the home later.
Pitch (roof)
The steepness of a roof. Steeper pitches cost more to work on because of added labor and safety requirements.
R-value
A measure of insulation’s resistance to heat flow. Higher R-value means better insulation.
SEER2 (Seasonal Energy Efficiency Ratio 2)
An air-conditioner and heat-pump cooling-efficiency rating. Higher SEER2 lowers summer energy bills at a higher purchase price.
Soft costs
Non-hardware project costs like permits, design, engineering, and inspection. On solar installs, soft costs can be 30–40% of the total.
Square (roofing)
A roofing unit equal to 100 square feet. Roofers price and measure jobs in squares.
Tonnage (HVAC)
The cooling capacity of an AC or heat pump, measured in tons (one ton = 12,000 BTU/hour). Sized to your home’s load, not its square footage alone.
Underlayment
A protective layer installed beneath roofing or flooring for moisture protection and a smooth, sound base.

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